Debt financing
Structure bankable capital solutions for growth, transactions, expansion and balance-sheet transition.
- Capital raising and structuring
- M&A, valuation and modelling
- Restructuring and infrastructure finance
Institutional capital · Cross-border trade · Stewardship
We bridge institutional capital acquisition, cross-border commerce and long-term asset preservation for Sub-Saharan enterprises.
Headquartered in Kampala, with strategic networks across East Africa and institutional anchor points in New York.
Transcending generations.
Decisions made thoughtfully today, with tomorrow in mind.
What we do
Three connected advisory pillars support enterprise growth, cross-border trade and capital stewardship through every stage of the business lifecycle.
Structure bankable capital solutions for growth, transactions, expansion and balance-sheet transition.
Mitigate international trade friction and working-capital pressure across cross-border commodity flows.
Preserve, compound and transition capital for founders, institutions and corporate treasuries.
The exact scope of each engagement is agreed with the client. Products, funding and any regulated services remain subject to eligibility, applicable law and relevant provider or licensing requirements.
The Ustawi approach
Local operating knowledge, institutional discipline and an independent point of view turn complex financial questions into decision-ready transactions.
We start with your priorities, constraints and the outcome you want to create.
We help frame the decision, surface trade-offs and identify the questions that need answers.
We keep affordability, risk, suitability and the wider context in the conversation.
We consider how today's choices may affect future resilience, opportunity and continuity.
Transcending generations. The goal is not simply to complete a transaction. It is to make decisions that continue to make sense beyond it.
Start with a conversation
Anchored in purpose.About Ustawi
Ustawi is Swahili for prosperity and wellbeing. That meaning shapes how we think about capital: not just as a resource to arrange, but as something that should serve people, enterprises and future ambitions.
Our name is a reminder to look beyond the immediate transaction. We connect local enterprise opportunity with institutional capital conversations designed for resilient, multi-generational growth.
Discover the Ustawi perspectiveOur principles
Clear, honest and accountable in every conversation and transaction.
Working alongside clients with respect, openness and a long-term view.
Giving risk, affordability and well-reasoned choices the attention they deserve.
Helping clients explore opportunity with a clear purpose and realistic expectations.
The right conversations
A few useful places to begin. Choose the topic closest to your current decision and we will use it to start the conversation.
Clarify the purpose, timing and affordability of your funding need before moving forward.
Start this conversation FOR TRADERS & ENTERPRISES02Look at the timing between purchasing, moving goods, receiving payment and meeting obligations.
Start this conversation FOR FAMILIES & INDIVIDUALS03Bring purpose, responsibilities and continuity into your long-term wealth decisions.
Start this conversationThese are conversation topics, not published research or case studies. Specific recommendations depend on the client's circumstances and the agreed scope of service.
Before we begin
Every engagement begins with understanding the need, the context and the appropriate next step.
Ask us a questionBusiness owners, traders, individuals and families who want to discuss a capital or long-term financial decision can use the enquiry form to introduce their needs. Ustawi will confirm whether the request fits its available services and mandate.
This website does not represent that Ustawi is a lender. Any financing support, introductions or arrangements must be confirmed as part of Ustawi's actual service scope, and funding remains subject to the relevant provider's assessment and approval.
The appropriate scope of any investment-related service depends on Ustawi's confirmed authorisations, the applicable law and the client's circumstances. No investment recommendation or return is promised on this website.
Share your preferred contact details, the service area and a short description of what you would like to discuss. Please do not include account numbers, passwords, identity documents or other sensitive financial information in the initial message.
Begin with a conversation
Tell us what you are working towards. We will use the first conversation to understand your priorities and identify an appropriate next step.
Ustawi Capital Advisory
Transcending generations.
This static website does not collect or store enquiry information. Contact the Ustawi team directly by email or telephone.